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So, why Laybuy?

So, why Laybuy?

Deciding what to buy is hard, buy paying for it doesn't have to be.
Laybuy lets you receive the item now and spread the payment over 6 weekly automatic instalments. No interest, no fees*

Deciding what to buy is hard, buy paying for it doesn't have to be.
Laybuy lets you receive the item now and spread the payment over 6 weekly automatic instalments. No interest, no fees*

How Laybuy Works.

How Laybuy Works.

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Pay by Laybuy

Proceed to checkout.
Select Laybuy as your payment
method.

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Complete Order.

Log in or Sign up.
Complete your order in seconds.

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Select schedule.

Choose your payment day. View
your schedule and select pay
now.

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You're done.

Payments will be taken
automatically each week.

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Pay by Laybuy

Proceed to checkout.
Select Laybuy as your payment
method.

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Complete Order.

Log in or Sign up.
Complete your order in seconds.

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Select schedule.

Choose your payment day. View your schedule and select pay now.

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You're done.

Payments will be taken
automatically each week.

What do you need?

-A credit or debit card
-To be 18 years of age
-To be living in Australia

*The Important Bit

If you fail to make payment, you may be charged a late payment fee
of $10.

Sign up in seconds at the online checkout
For complete terms visit www.laybuy.com/au/costumer-terms

What do you need?
-A credit or debit card
-To be 18 years of age
-To be living in Australia

*The Important Bit
If you fail to make payment, you may be charged a latepayment fee of $10.

Sign up in seconds at the online checkout
For complete terms vist
www.laybuy.com/au/costumer-terms

Important information:

  • Laybuy is an interest free payment plan option available in Australia.
  • Transaction value limits apply to Laybuy purchases made at Ridgeline; the minimum purchase amount is $50 and the maximum purchase amount is $800 whether you link your Laybuy account to either a credit or debit card. In addition, Laybuy's automated system considers a number of different
    factors in determining which orders they approve.
  • Laybuy is not available at Ridgeline for the purchase of gift cards, top-ups, back odered or waitlisted merchandise.
  • The funds for the first payment mush be available on your nominated card at the time of checkout.
  • The first payment will be taken at the time of transaction with the remaining five payments deducted weekly.
  • If you wish to return your goods, Ridgeline's returns policy applies. If eligible for a full refund, your initial payment will be returned in full and the remaining payments cancelled at no charge.
  • When you link you Laybuy account to a credit or debit card, please be aware that standard fees and charges may be applicable. Please refer to your card issuer's terms and conditions for full details.
  • If a payment is due from you but not received by Laybuy in accordance with the payment schedule, $10 late payement fee will be charged, with a further $10 late payment fee added seven days later if the payment remains unpaid.
  • For complete terms visit www.laybuy.com/au/consumer-terms.
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